Luxury Waterfront Homes: What $3 Million Buys In Florida And Montana

12855 Sunburst Drive front exterior close up
A fisherman’s dream in Florida and Montana for under $3 million. (National Parks Realty)

Waterfront homes in Florida and Montana cost more because of the supposed advantage of living near the lake, river or sea.

While certain properties cost over $10 million like an oceanfront home in Florida’s Vero Beach, it’s still possible to find a great property for about $3 million.

Buyers may own a fisherman’s dream home for $2.9 million. A contemporary home in one of the newest developments along the Indian River Shores costs $3 million.

In Montana, a riverfront jewel-box home went on the market for $2.915 million. A four-bedroom luxury condo in a waterfront development is more affordable at $2.15 million.

Here are some of the best waterfront properties that $3 million can buy in Florida and Montana, as listed by two elite brokers: Dale Sorensen Real Estate and National Parks Realty.

 12855 Sunburst Drive front exterior

Almost every room inside 12855 Sunburst Drive offers a scenic view of the Swan River in Bigfork, Montana. (National Parks Realty)

A Jewel-Box Home With Riverfront Views In Montana

Listing Price: $2.915 million

Waterfront homes along the Swan River in Montana’s west are the best choice for a more peaceful, tranquil lifestyle.

One such example is a jewel-box home in Bigfork, Montana. Downsizers will enjoy a waterfront lifestyle at the 12855 Sunburst Drive property. Almost every room inside the house offers a scenic view of the Swan River.

Unlike neighborhoods near Flathead Lake, waterfront communities along the Swan River are better for buyers who prefer fewer tourists.

12855 Sunburst Drive aerial river view

The luxury home is in a private location near the base of Swan Mountain Range, but it isn’t too far from everything. (National Parks Realty)

Key details of the 2,370-square-foot home:

  • 2 bathrooms
  • 3 bedrooms
  • Covered patio overlooking the river
  • Designed like a Scandinavian ski lodge
  • Modern-style furnishings
  • Semi-open layout for dining room, kitchen and living room
12855 Sunburst Drive kitchen and living room

A modern chef’s kitchen with a wide island anchors the open-concept floor plan. (National Parks Realty)

The luxury home is in a private location near the base of Swan Mountain Range, but it isn’t too far from everything.

As a vacation home, the waterfront property is within an hour’s drive from the Glacier National Park, Glacier Park International Airport and Whitefish.

A trip to Bigfork Center for the Performing Arts and Flathead Lake also takes less than 20 minutes.

Read More: Dream Vacation Homes, From The Beach To The Mountains

Luxury Oceanfront Residence in Indian River Shores Florida

950 Surfsedge Way is the newest luxury enclave in the resort community of Indian Rivers Shores, Florida. (Dale Sorensen Real Estate)

An Oceanfront Townhouse In A New Luxury Enclave

Listing Price: $3 million

What is better than a waterfront home? For some buyers, it would be an oceanfront property in one of Florida’s latest luxury developments.

Anyone who wants a contemporary, coastal lifestyle should consider this oceanfront townhouse in Surfsedge at Indian River Shores.

Flanked by the Indian River Lagoon and the Atlantic Ocean, the panoramic views from oceanfront homes are so unique that it would be difficult to find similar properties elsewhere in Florida.

 950 Surfsedge Way #206 kitchen

Anyone who wants a contemporary, coastal lifestyle should consider this oceanfront townhouse in Surfsedge at Indian River Shores. (Dale Sorensen Real Estate)

Key details of the 3,307-square-foot townhouse:

  • 4 bedrooms
  • 4.5 bathrooms
  • Covered balcony with built-in outdoor kitchens
  • Gourmet kitchen with Sub-Zero and Wolf appliances
  • Master bath with freestanding tub
  • Parking space for guests and residents
  • Rooftop amenities (e.g. fire pit, grill, hot tub and pet walk area)
indian river shores luxury community rooftop deck

The 24-property boutique community in Vero Beach became so popular that only four oceanfront condominiums remained for sale as of March 2021. (Dale Sorensen Real Estate)

The 24-property boutique community in Vero Beach became so popular that only four oceanfront condominiums remained for sale as of March 2021.

For this reason, buyers should decide as soon as possible because the oceanfront property at 950 Surfsedge Way #206 might be the last available home of its kind.

Read More: An $11.5 Million Gem Surfaces For Sale Among Florida’s Barrier Islands

 132 W 2nd Street whitefish condo rendering

From the hand-picked location on the Whitefish River to the high-end finishes and thoughtful design, this new construction elite condo community at 132 W. 2nd Street leaves nothing to be desired. (National Parks Realty)

A Condo With Whitefish Mountain Resort Views

Listing Price: $2.15 million

A condominium purchase at Whitefish River Run in Whitefish, Montana, means that anyone will live in a newly built property.

Whitefish River Run describes itself as a “premier waterfront luxury” development with exclusivity. Only eight units will be constructed by 2023.

The 132 W 2nd Street condominium unit is one of the first ones that became available in 2022.

 132 W 2nd Street whitefish aerial river view

The new condo community is within walking distance of downtown Whitefish, City Beach, and Whitefish Lake. (National Parks Realty)

Key details of the 2,758-square-foot condominium:

  • 2-car garage (suitable for electric vehicles)
  • 4 bathrooms
  • 4 bedrooms
  • Private riverfront access
  • Whitefish Mountain Resort views
whitefish aerial view

For skiers, it takes less than 15 minutes to make the trip to Whitefish Mountain Resort. (National Parks Realty)

Downtown Whitefish, Whitefish City Beach and Whitefish Lake Golf Club are a short walk away from the luxury condo.

For skiers, it takes less than 15 minutes to make the trip to Whitefish Mountain Resort.

Read More: Exploring Whitefish, Montana: A Resort Town Of Rustic Luxury

Spectacular Sebastian, Florida Riverfront Home

Located at 14445 80th Avenue, the riverfront home with 100-plus feet of water frontage is listed for US $2.9 million. (Dale Sorensen Real Estate)

A Fisherman’s Dream Home In Sebastian, Florida

Listing Price: $2.9 million

Approximately 100 feet of water frontage captures anyone’s attention once they see the backyard of this luxury home.

The riverfront house at 14445 80th Avenue in the Ercildoune Heights subdivision spans more than 3,500 square feet. Nestled in the Sebastian Inlet, the two-story home’s amenities make it a fisherman’s dream home.

swimming pool with a waterfront view

Nestled in the Sebastian Inlet, the two-story home’s amenities make it a fisherman’s dream home. (Dale Sorensen Real Estate)

Key details of the 0.55-acre property:

  • 1 fishing T-dock
  • 1 garage
  • 2 boat lifts
  • 4 bedrooms
  • 5 bathrooms
  • Approximately 32-foot boat
  • Central air and heating systems
  • Multiple decks
  • Quartzite countertops
  • Saltwater pool
  • Vintage terrazzo floors
 14445 80th Avenue kitchen

Glass doors and large windows in several rooms let in plenty of natural light and unobstructed views of the river. (Dale Sorensen Real Estate)

A spare room can be converted into another bedroom, a cabana, home office or wine room. The second-floor bedroom with a balcony is perhaps the best place to gaze at the river.

Glass doors and large windows in several rooms let in plenty of natural light and unobstructed views of the river. More importantly, the riverfront home is in a subdivision with no HOA.

Read More: Old West Greets New At One-Of-A-Kind Chinked Log Home In Bigfork, Montana

Author

Randolf Santos has covered different segments of the real estate industry since 2014. He worked at S&P Global Market Intelligence before joining Forbes Global Properties as a contributor. You can reach him at randolf.santos@gmail.com.

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